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how to use 100k bilt points

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what's the best way to use 100k bilt points?

it depends on what you want out of them. Bilt transfers to both World of Hyatt and Alaska Airlines Atmos Rewards, which few other programs do. Hyatt is the standout for hotels, from 3,000 points a night at category 1. for flights, Air Canada Aeroplan gets you a one-way business seat to Europe for 70,000 to 75,000 points, and United and Alaska work well for flights at home. paying rent or buying things with points gets you less.

where you can transfer Bilt points

Bilt transfer partners as of October 20, 2026
ProgramTypeBilt points to program points
Accor Live Limitlesshotel3:2
Aer Lingus AerClubairline1:1
Air Canada Aeroplanairline1:1
Air France/KLM Flying Blueairline1:1
Alaska Atmos Rewardsairline1:1
Avianca LifeMilesairline1:1
British Airways Executive Clubairline1:1
Cathay Pacific Asia Milesairline1:1
Emirates Skywardsairline1:1
Etihad Guestairline1:1
Finnair Plusairline1:1
Hawaiian Atmos Rewardsairline1:1
Hilton Honorshotel1:1
Iberia Plusairline1:1
IHG One Rewardshotel1:1
JAL (Japan Airlines) Mileage Bankairline1:1
Marriott Bonvoyhotel1:1
Qatar Airways Privilege Clubairline1:1
Southwest Rapid Rewardsairline1:1
Spiritairline1:1
TAP Miles&Goairline1:1
Turkish Airlines Miles & Smilesairline1:1
United MileagePlusairline1:1
Virgin Atlantic Flying Clubairline1:1
World of Hyatthotel1:1
Wyndham Rewardshotel1:1

partners and ratios change, so confirm them with Bilt Rewards transfer partners before you transfer.

great ways to use 100k Bilt points

free nights at Hyatt hotels

3,000 to 65,000 World of Hyatt points a night

Hyatt still publishes a fixed chart. A category 4 hotel costs 12,000 to 25,000 points a night depending on the date, and the top category 8 hotels cost 35,000 to 65,000.

published award chart, checked October 20, 2026: World of Hyatt free night award chart. seats depend on availability.

business class to Europe through Air Canada Aeroplan

70,000 to 75,000 Aeroplan points one way

Aeroplan prices partner flights by distance. A one-way business class seat from North America to Europe on a partner airline like Lufthansa, Swiss or United costs 70,000 points up to 4,000 miles flown and 75,000 points from 4,001 to 6,000 miles. Taxes and fees are extra.

published award chart, checked October 20, 2026: Air Canada: 2026 update on the Aeroplan flight reward chart. seats depend on availability.

what to avoid

  • transferring before you find a seat. transfers to airlines and hotels can't be undone, so find the award first.
  • gift cards, shopping and statement credits. they're easy, but they usually get you much less than a flight or hotel transfer.
  • booking an award without comparing programs. the same seat can cost very different amounts through different partners.

how travelmaxx does this for you

travelmaxx is a personal ai assistant for points, credit cards, and luxury travel. tell it where you want to go and it searches award seats across every program your cards can reach, shows what each one costs in your own points, moves the points and books the trip once you approve.